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Are You Ready To Buy A House?

Buying a home can be a big step for most people, so approaching the process with some degree of knowledge is highly recommended. A Buyer's Agent (a real estate agent who's specialty is working with buyers) can assist you with navigating the real estate market and help you find the best home at the best price possible for the best terms.

As an experienced Buyer's Agent and Certified Residential Specialist, I become a valuable tool and ally in your quest for the right home.  I believe in old-fashioned customer service and I keep up to date on the latest trends and technology that make finding the right home even easier for you!

To help you get the proverbial ball rolling, I have put together some concise and important information that you should know when buying a home.

Steps for Purchasing a Home:

Personal Finances

The largest factors that will determine what type of real estate you can buy are your personal finances. You need to ask yourself how much you can realistically afford to spend on a home and still maintain a comfortable lifestyle. Typically, you should locate and consult with a mortgage broker or loan officer to determine this. To get an early estimate of how much you can borrow, you can click here to use a mortgage calculator.  This is an easy way to to get a ballpark idea on what you can realistically afford to borrow and how much your monthly mortgage could be.  Approaching the home buying process with a letter of pre-approval from a bank will greatly increase your ability to negotiate with sellers.

Contract with a Buyer's Agent

Buying a home with the assistance of a buyer's agent makes sense because you will have an advocate that is focused solely on your interests. Negotiations in the home buying process can be tricky and it is highly advisable to use a professional Realtor to help you. A buyer's agent can provide expert guidance in areas of pricing, determining property taxes, evaluating inspections and neighborhood value; they can tell you about the schools and required permits. Best of all, a buyer's agent doesn't cost you a penny. Compensation comes from the seller of the home you decide to buy. A buyer's agent also has full access to the MLS and may have valuable information on properties that is not available to the public.

Finding the Right Home

The most important service a Realtor can provide is the assistance in finding the house that fits your unique needs. Identifying the features that you would like to have in a home is the first step. This website is designed to make your home search easy. You can search by feature and also see the latest listings and recent price reductions. You can also search using specific parameters on the Advanced Search Page. If you find a particular home you would like to see or if you would like immediate assistance, simply call or fill out the Request More Information page and you will be contacted promptly.